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Joined 1 year ago
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Cake day: June 14th, 2023

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  • It might be plenty, depending on your emergency. But you never know when you might be asked to care for an ill family member, suffer a health setback yourself, or end up out of work in a soft labor market - which we are currently in. It’s a risk based decision, but as price-to-earnings of potential investments is currently incredibly high (suggesting unrealistically high future return expectations), I would hedge on the side of more savings rather than earlier investment.


  • Save up an emergency fund. If you can manage to keep six months to a year’s worth of expenses in a savings account, it will give you a huge psychological cushion in rough times. Beyond that, save and invest as early as you can.

    Learn how to do basic maintenance on a bicycle, car, motorcycle or whatever else in your life that you depend on. That knowledge and experience will pay dividends the rest of your life.



  • That may be a thing with some releases, but I’m convinced that the original pet sounds and even the MFSL mono release are very inferior to that one HDCD stereo release. Still I’m listening to in 16bit/44kHz form, but to me it sounds way higher fidelity and likely is closer to the source. I can pick out instruments and sounds that I didn’t hear in the other version.

    In general though I find modern ‘remasters’ are horrible and compressed and I think it’s lame that services like Spotify usually have only the most recent (and therefore worst) version of a given album.

    May the source be with you
















  • Fox@pawb.socialtoMemes@lemmy.mlGold for house
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    8 months ago

    Still a tough bind for someone who isn’t already a homeowner. I’ve put a lot into index funds which have performed really well, but if I sell them now to buy a house and the real estate market shits the bed (which it really should), then I’m in an even worse place. I remember talking to people in 2007 who complained they would “never be able to afford a house”, but three years later their local listings fell by 30-40%.