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Joined 1 year ago
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Cake day: June 9th, 2023

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  • Pretty much when I bought my house it’s been mostly grown-up feeling since then. Interest rates, insurance rates, and debt-service ratios are always in the back of my mind now.

    Once I pay off my vehicle debt I’ll be able to bankroll a better house outside of town with some land. Assuming shit doesn’t go pear shaped in the next 3-4 years…

    Also, playing the “should I dump my bonuses into my RRSP or pay down debt” game… never had medium or longer term goals before.


















  • I’m already in a state of holding off on turning on my furnace. Had frost on my windshield the other morning. The afternoons are still warm enough to heat up the house with the curtains open and it’s glory sleeping at night with the windows open. I did have a hydronic space heater on for a little bit this morning, though.