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Joined 2 years ago
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Cake day: June 9th, 2023

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  • I used to be a contractor and was sometimes bad at processing timesheets and invoices.

    I had one occasion where I had (numbers made up because it was ages ago) £100 in the business bank account with no overdraft facility when a £150 payment went out.

    The payment went out putting me overdrawn. They waited a day before deciding that I wasn’t allowed an overdraft and putting the money back.

    During that 24 hour period a payment for £25 was processed and blocked because I was overdrawn.

    They then charged me two fees for refusing the payments even though I had money for the second one in the bank.

    I switched banks right after that.