Horsey

Red Dead Redemption 2, no contest.

The game world is so close to feeling real… the physics and horse handling feel basically perfect. They took their time to make you feel like you were in 19th century America.

In that case, at worst she walks from the marriage with nothing more than she entered into it with. Mundane daily issues are going to hit all relationships, so I don’t think that’s something to worry about. Conservatively, he divorces her and she walks with half of the investment income he accrued during the marriage. At best, she walks with half. That doesn’t take into consideration that she’ll have most certainly gotten (or shared) a car, a house, and food paid for the duration.

This is the best comment ^

Idiotic? This is a low tier mistake. Everyone wins regardless. The only thing she loses is the ability to marry someone her age and enjoy youthful things together with them. Just because she’s married doesn’t mean she can’t go off on her own to have fun.

Either. The contrast I’m making is that the large majority of people my age that I know are renting. It’s not until windfall that it’s possible to buy property.

Tiny Dancer by Elton John

The only friends I have, including myself, that own their home are those with dead parents.

I got within an extremely close distance to getting a Model Y this year during the price cuts; I secured the loan and was looking into the insurance costs which is what ultimately killed my decision.

My car is paid off and I only pay for gas (I have the Prius Aqua 2016, ~53mpg, 4.44L/100km)

When I looked into the Y, first of all they don’t allow you to get an insurance quote without first putting a down payment. If I had gone through with the purchase, I’d be looking at almost 570$/month on the car loan alone with the trade-in, plus another 140/month (I currently pay 80$/month, roughly) for insurance through my current company (this is only a ballpark figure based on me pulling a VIN number online and feeding it into a quote; that number could possibly be significantly higher). That puts my excess car expenses conservatively at 650$/month just for a new car. The literal only problems I have with my current car is that it can’t tow my horse trailer and that it’s a “dumb” petrol car with no infotainment and a physical key. I’m probably going to put a 12" iPad in the center console for infotainment and call it a day and keep that around for another 4 years until Apple CarPlay 2 trickles down to affordable EVs.

In summation, I really don’t think EVs are worth it unless you absolutely must buy a new car. There are new infotainment options on the horizon like Apple CarPlay 2 and Android Automotive with Android Auto as standard… right now is the literal worst time to buy a car. Not to mention that NACS is going to replace CCS in the USA in the 2026 model cars. Your resale value in the mid 2030s will be absolute dogshit if you don’t wait for the NACS port in next year’s cars.

Yeah, I’ve only worked in the US.

That’s what my employer offered I guess 🤷🏽‍♂️ when I was a university teacher I paid zero for deductibles but they took out like 100$ pre tax every month IIRC. Right before I quit they started charging for copays and I was pretty pissed.

I pay 9.79$/month for medical only, pre-tax, myself only on the plan, working for a mental healthcare nonprofit. My medical copays have been free lately for routine office visits. I have to get labs done 4 times a year for the meds I take and those have all been free so far. Because they’re classed as “preventative” to make sure nothing goes wrong with the meds, it’s free 🤷🏽‍♂️. Non preventative things have a 2000$ deductible, so I have to pay that much before medical care for the calendar year becomes free to me. That means that if I get sick in December, I have to pay 2000$to cover for December and again in January to cover for the next year.

Dental coverage is free. I pay 40$/visit as a copay for cleanings and all else (if I’m not in perfect health) I pay 30% of that bill. Recently I had periodontitis and my bill after treatment was 600$.