• 3 Posts
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Joined 1 year ago
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Cake day: September 14th, 2023

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  • Budgeting is very important. some people like the 20% of income for saving, 30% for living expenses and the other 50% for everything else. Pre or post tax is up to you as this is a rule of thumb. Important part is that it should be easy for you to build up your savings to cover important expenses. spending 50% of income on housing may be really bad since having back to back years of badluck can screw over your savings, and not give you enough time to save up in between.

    This is a general rule that applies when you make enough to do so. If you’re struggling to pay rent, do what you can to remove risk and cut down on costs. One thing that helps is aiming to have savings. Often times, its cheaper to have money up front to resolve emergencies rather than later.

    Car is one of those things that can make sense to remove. If you’re commuting one hour already by car, and there’s no public transit option then a car is a necessity. If you can take public transit, that could save you money on car insurance, car payments, car maintenance, and possible accidents.












  • I mean the percentages are different, but the argument remains the same, Russia is attacking a sovereign nation and feels they can do it with impunity. Getting access to all of Ukraine’s resources helps them rebuild faster and help destabilize the West more since they would be able to affect food supply chains.

    Putting being “moderate” is irrelevant (though I didn’t agree Putin, who is homophobic is moderate), his similarities are with his actions in attacking a country for personal Gain.

    There is no other option to counteract Russian aggression, supporting Ukraine and sanctioning Russia are the major tools the West has. Ukraine can defend themselves but the West has been slow to provide sufficient support, quickly. This stems from Russian influence on the West as well (Republicans warming up to Russia, or things beneficial to them). Sanctions take time, to affect countries. Russia is currently selling oil at discounts and also may have to begin to import more oil. These are all problems for Russia that will continue to get worse.