Gov. Hochul's Car Insurance Proposal is a Disaster for Crash Victims' Rights - Streetsblog New York City
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As a state that values walking and biking, we cannot allow the governor to gut the rights of the people most at risk — especially since it won't lower insurance rates anyway.

You want to bring down car insurance premiums? I’ll tell you how to do it.

🔵 Allow insurance companies to use speed camera data.

🔵 Ban SUVs. Ban Luxury cars. They are a lot more expensive to repair. That’s it. Problem fixed.

The problem is these stupid carbrain voters 🤪 don’t want any of that that.

🔴 If you start banning SUVs and luxury cars, they will whine about communism

🔴 If you allow insurance companies to use speed camera data to overcharge speeding drivers, they will whine about oppression.

There is no magic solution to this problem.

Voters want to buy huge cars, they want to speed, and they want cheap insurance premiums. At the same time. Well that’s just not possible.

So now, New York will screw car crash victims.

  • halcyoncmdr@piefed.socialEnglish
    71·
    2 days ago

    That may actually do the opposite. Insurance functions by spreading the risk across all clients. If there are fewer people paying premiums, they raise rates to compensate.