Toyota, Progressive Insurance, and a data analytics firm are now being accused of collecting detailed personal driving information without proper consent
Toyota, Progressive Insurance, and a data analytics firm are now being accused of collecting detailed personal driving information without proper consent
All car makers talk to insurers?
(I know they collect personal data.)
How often is it even legal for car insurance premiums (which is different from discounts) to change based on observed non-incident data (eg driving style) of an individual?
Progressive sells this as a service, you put their tracker in your car and it adjusts your rate based on driving patterns.
Oh, that’s common nowdays, as devices in olden days, now just insurers apps (depending on local laws it might only adjust your discounts, not base premium, but same diff). It predominantly lowers claims.
What isn’t common (afaik, that’s my question) is a third party doing that through general data brokering.
A bit like you driving badly on local news, the insurer sees that & ups your premium. It’s accepted with life insurance (bcs tos), but not really
non-lifecar insurance. Idk tho, markets differ a lot.