I mentioned it, but mostly signups bonuses.
For example, here are a few checking accounts I did recently:
- US Bank - $450
- Citi - $325
- Wells Fargo - $325
I’ve closed Citi, but I’m keeping the others open for a bit before closing (branches are convenient for depositing checks around the holidays).
Likewise for credit cards, here are some I’ve done recently:
- Bank of America Premium Rewards - ~$500 net after the annual fee - this is straight cash
- US Bank Altitude Reserve - ~$650 net after annual fee; a little more complicated because i need to redeem for travel
- Wells Fargo Active Cash - $200 straight cash
I actually use 2 banks (Fidelity brokerage for main, and US Bank for cash and zelle) and usually two credit cards (US Bank Altitude Reserve and some 2% card; was my Costco card and Citi double cash before I got the US Bank card). However, I have some category bonus cards I rotate in every so often, such as my Discover card, which is 5% at Amazon and Target through the end of the year.
Anyway, since I have so many accounts, I need something to keep track of them so I don’t pay maintenance fees or miss a payment or something.
It sounds complicated, but I’ve automated pretty much everything, so I just check in every couple months or so. And I think it’s worth the hassle because I make thousands every year on it.
Same. Maybe get a router w/ 2.5G uplink and you’ll get most of the benefits. 2.5G uplink isn’t too expensive, >2.5G is quite pricey.