That would make a one huge ”zap” for sure!

Op telling heartwarming story about bringing joy to his father’s life

Lemmy - downvote because AI

I get the point of the AI hate, that being said, mostly anything is not black and white in the real world.

I’m not techy enough to be able explain the whole rationale nevertheless to my understanding one thing is that the apps prevent pishing / fake login pages.

I have read news where people access banking from fake websites and lose money because of that. To my understanding it is pretty common way to lose money by accessing “bank” through fake sms etc.

For generic not tech oriented customers app will remove this worry and these people are probably 90% of the bank’s customers

I believe that this is going to be the standard- like it or not.

Official apps are promoted by many security experts as they are a lot safer than the website.

Some kind of regulation should still be applied crucial banking software shouldn’t be spying software also.