• Orvorn@slrpnk.net
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    2 months ago

    The US credit score system incentivizes you to take on more debt than you can afford and to never fully pay off your debt. To be fair, the entire US economy is based on debt.

    • nymnympseudonym@piefed.social
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      2 months ago

      Nearly all advanced/wealthy economies are.

      What kind of debt matters. Kind of like good vs bad lipids in your bloodstream or beneficial vs parasitic bacteria in your gut.